Valon is building the AI-native operating system for regulated finance, starting with mortgage servicing.

We're a Series C company backed by a16z, transforming industries that others have written off as too complex to innovate.

Rather than build on top of broken legacy systems, we took a different approach: we built and operate our own mortgage servicing business managing $110+ billion in loans. This wasn't the end goal, it was how we deeply understood the complexity needed to build software that actually works in regulated industries.

The results speak for themselves. We've transformed mortgage servicing from a 0% margin business into 60%+ margins while dramatically improving customer experience. Major enterprise contracts are now deploying across the industry.

ValonOS is our unified platform that makes every process structured and programmable and it is perfectly positioned for the AI era. When everything flows through one system with rich data, AI agents don't just automate tasks, they continuously improve entire operations. Mortgage servicing is just the beginning of our vision to transform regulated industries and beyond.

Engineering at Valon

Our engineering team powers the software ecosystem transforming one of the most outdated, complex, and regulated spaces in fintech: the mortgage industry. We’ve built the foundation of a modern mortgage-servicing platform that can accurately handle billions of dollars at scale — but we’re still in the early innings.

At Valon, we want you to do the best work of your career. You’ll join a tight-knit community of exceptional engineers from Stripe, Jane Street, Meta, and Google who care deeply about their craft and about each other. Our problem space is intricate, our bar is high, and the impact is massive. You’ll move quickly, own large problem areas end-to-end, and shape the future of how homeowners interact with their mortgages.

What You’ll Do

Lead the design and development of Valon’s flagship iOS app, driving the technical vision, architectural direction, and long-term mobile roadmap.
Own major user-facing surfaces, ensuring we deliver a fast, intuitive, and reliable experience to borrowers nationwide.
Architect robust, extensible, and secure mobile systems that gracefully handle evolving federal, state, and agency regulations.
Work cross-functionally with Product, Design, Backend, and Data to deliver delightful and compliant customer experiences.
Mentor and level up other engineers, influencing best practices, code quality, and engineering culture.
Dive deep into the mortgage ecosystem, developing an expert-level understanding of payments, escrow, compliance workflows, and loan lifecycle events.
Champion mobile performance, testing strategy, and reliability, advocating for high standards and strong engineering rigor.

Ideal Background

8+ years of professional software engineering experience, with deep expertise in Swift and the modern iOS ecosystem.
A track record of building and shipping polished, high-impact iOS products at scale, ideally in a fast-paced environment.
Experience building mobile apps 0 to 1 from initial designs and infrastructure through to production deployment
Experience defining architecture and technical direction for complex mobile applications.
Clear, structured communicator — able to drive alignment across Product, Design, and Backend engineering.
Strong product instincts and the ability to balance elegant UX with system constraints and regulatory requirements.
Experience with mobile-backend integration, offline-first design, security best practices, or distributed systems is a plus.
Ownership mindset — thrives in ambiguity, moves quickly, and is passionate about delivering end-to-end impact.

Benefits

Base Compensation Band: $150,000–$265,000
This band spans multiple levels of seniority and will be refined during your interview process.
Compensation: Competitive salary + meaningful equity ownership + 401(k)
Health & Well-Being: Comprehensive medical, dental & vision coverage for you and your family
Commuter Benefits: Pre-tax deductions for public transit, rideshare, and parking
Grow Together: Robust onboarding, L&D opportunities, and regular 360° review cycles
Play Together: Quarterly budgets for team events, offsites, and fun experiences
Generous Time Off: Flexible PTO, sick days, and 11 company holidays
Baby Bonding Time: 12 weeks fully paid leave for all new parents

Throughout the interview process, please remember that emails will only be from valon.com emails. We won't ever be asking for any personally identifiable information during the interview process itself. Please reach out to talent@valon.com if you have any requests to verify the authenticity of an outreach.

Valon is an equal opportunity employer that is committed to diversity and inclusion in the workplace. We prohibit discrimination and harassment of any kind based on race, color, sex, religion, sexual orientation, national origin, disability, genetic information, pregnancy, or any other protected characteristic as outlined by federal, state, or local laws. Valon makes hiring decisions based solely on qualifications, merit, and business needs at the time.

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